An annuity-due is a type of retirement plan in which the same amount is invested each period and the interest rate remains fixed.This calculator allows you to input payments that are made annually, semi-annually, quarterly, monthly, weekly or daily.
This calculator also has the option of solving for any of the 4 variables of an annuity.

To use the calculator, first choose the payment period (yearly, semi-annually, quarterly, monthly, etc.)
• Next, click on the variable you don’t know
• Input the other 3 numbers
• Click on the “CALCULATE” button
• the answer is then displayed

Scroll down for further instructions.

Payments Are Made

Do you want to solve for

or or or

This type of annuity is called an annuity-due, which means payments are made at the beginning of each payment period. (Basically this is exactly the same way in which a savings account works.)
Taking an example from Wikipedia, if we make monthly payments of $100, in a 9% annuity-due, for 7 years, what is the annuity value?
First, click “MONTHLY” then click “TOTAL”, then enter a monthly amount of 100, for 7 years at 9% interest.
We click “CALCULATE” and our answer is $11,730.01.